San Diego VA Condo Information. VA Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance.
VanDyk Mortgage is your source for VA Condo Loans in San Diego, CA. We have been making VA loans for Veterans since 1987. VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans. We offer many VA loan programs for San Diego County Homebuyers and California Veteran Homeowners including VA Loans to Purchase and Refinance Condo’s, as well as Streamline Refinance using the VA IRRRL Program.
- VA Condo Loans (Purchase and Refinance)
- VA Jumbo Condo Loans (Purchase and Refinance)
- VA Loans for Single Family Homes (Purchase and Refinance)
- VA Loans for 2-4 Unit Multi Family Homes (Purchase and Refinance)
- VA Streamline Refinance (IRRRL)
- VA Jumbo Streamline Refinance (IRRRL)
San Diego VA Condo Loans are available up to $697,000 with Zero down payment required. The San Diego County VA Loan Limit in 2019 is $697,000. We do not limit local Veterans to the County Loan limit of $697,000 for San Diego VA Jumbo Loans. We also offer VA Jumbo Loans up to $1.5 Million with a corresponding down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
>>> Let’s Get Started on my VA Loan now or call direct 866-900-2342.
Even if your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, we offer VA IRRRL Streamlines even when loan amount exceeds your VA County Loan Limit.
VA Condo Loans in San Diego, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $697,000
- A $750,000 San Diego Condo Purchase would only require a $15,000 down payment (2.0%) – not including the VA Funding Fee
- A $850,000 San Diego VA Condo Purchase would only require $40,000 down payment (4.706%) – not including the VA Funding Fee
- A $1,200,000 San Diego VA Condominium Purchase would require a $77,500 (7.75%) not including the VA Funding Fee
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Loans are eligible as soon as 2 years after Bankruptcy, Foreclosure, or Short Sale of a Non-VA Home Loan
- Your VA Benefit can be used more than once
- No Max Income Limits for VA Loans
For VA financing on VA Approved Condo’s, it’s important to start with VA Approved HOA’s (Condo’s). Here is a link to the Veterans Administration VA Approved Condo Search. Please give us a call if you have questions or need help with finding a VA Approved Condo, we can help. We also provide assistance in getting your Condo Approved with the VA.
VanDyk Mortgage has been helping Veterans with VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also. We are a VA Lender and VA Jumbo Lender. We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.
Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 760-752-4480 for help with your VA loan financing.
We service the following cities in San Diego county: Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Jolla, La Mesa, Lemon Grove, Mira Mesa, National City, Oceanside, Poway,Rancho Penasquitos, Rancho Bernardo, San Diego, San Marcos, Scripps Ranch, Valley Cente, and all areas within the county as well.
>>> Let’s Get Started on my VA Loan now or call direct 866-900-2342.